Private Money Lenders and Real Estate Investors, A Match Made in Heaven

Conventional lenders like banks and credit unions, they make it increasingly difficult to secure financing for real estate investment projects. Real estate investors are increasingly seeking private money lending options to fill the notable gap in the financial marketplace.

Private money lenders offer quick and efficient access to capital when banks fall short. Investors are typically able to tap into funding to close deals in a matter of days as opposed to the weeks or months it takes conventional lenders to complete the lending process. What’s more, private money lenders don’t impose stringent income or credit history requirements to be approved for financing. Instead, they focus on the long-term financial viability of the proposed deal. If a deal makes sense and has the potential for a healthy return on investment, chances are they can make it happen.

Benefits of Using a Private Money Loan

Working with private lenders offers a wide range of potential advantages from a real estate investor’s perspective. These financial professionals specialize exclusively on investment transactions and can operate outside the heavily regulated banking industry to offer flexible and innovative funding solutions for all types of investment projects. Here’s a quick breakdown of some of the key benefits of working with a private money lender on your next investment:

Efficiency: The market is more competitive than ever. Housing inventory levels are depleted across the nation and the demand from aspiring homebuyers is at an all-time high, making it challenging for investors to find and act on promising deals. It’s almost like you blink and opportunities vanish. In this type of market environment, you simply can’t afford any type of delay—especially when it comes to funding. Speed is the hallmark of private money loans. Private lenders commonly process loan applications and give you access to the capital you need in a matter of days, allowing you to confidently submit bids with the peace of mind that you will have the money you need for closing.
Accessibility: Banks typically require a stellar credit score, income verification and substantial cash reserves before they will even consider you for a real estate loan. That’s not the case when working with a private money lender. Instead, the loan is secured by the underlying property, allowing aspiring investors with well-planned investment projects to obtain needed capital they otherwise wouldn’t be able to.
Flexibility: Private money loans enable investors to simultaneously acquire multiple investment properties, eliminating the loan quantity restrictions that conventional lenders typically impose on investors. This built-in flexibility allows investors to grow and scale their business, thus increasing their bottom line.

A Trusted Lending Partner

Ready to get started on your next real estate investment project? Having a lending partner in your corner that you can trust with a proven track record of financing successful investment projects is perhaps the most valuable asset an investor can have—and that is exactly what you can expect when you choose to work with Gauntlet Funding.

Gauntlet Funding is a New York-based private funding firm staffed by highly experienced and client-focused industry professionals that specialize in direct private lending and distressed asset financing. We take pride in crafting personalized, innovative funding solutions for New York investors. Gauntlet offers a comprehensive range of private money loan programs, including:

Fix-and-Flip: Gauntlet offers flexible financing to cover both acquisition and renovation costs that allow you to optimize your return on investment (ROI)
Bridge Loans: Timing is everything when it comes to successful real estate investing. Our bridge loans offer flexibility to investors simultaneously handling multiple property transactions and allows them to easily grow and scale their business.
Rental Loans: Secure a passive income stream using our efficient rental loan option.
New Construction Loans: The homebuilding industry is back in full-swing post-COVID-19 and new homes are in high demand. Gauntlet offers dynamic funding options for investors looking to seize this opportunity.
Joint Venture: Complex deals often involve some out-of-the-box funding solutions to get the deal across the finish line. The Gauntlet Funding team offers insight and resources to negotiate even the most nuanced investment projects.