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Hard Money Lenders Florida

 

Want to invest in real estate, but not sure which hard money lender in Florida to partner with? The right financier will be able to give you various hard money loans options and help you to lock in your next property deal in no time!

There are many reasons for investing in property in the Sunshine State. The state’s rental market is growing due to low living costs, high property prices, and increasing home values. The lack of personal income tax and the area’s stunning beaches don’t hurt either!

Private Money Lenders Florida

Winter Garden, Florida
Just funded! Located in stunning Winter Garden, Florida, Gauntlet Funding was able to provide our client with a 30-year refinance loan at 80% of his original purchase price. This allowed our borrower to access equity now, while continuing to generate rental income, as the Florida condominium market continues to appreciate. Check out our fast and easy pre-approval process at www.gauntletfunding.com

Tampa, Florida
With a little imagination, and a fast loan turnaround time from Gauntlet Funding, this smart buyer was able to purchase, renovate and return to the market in under a year. Purchased for $262K, it recently sold for $409K.

Hands shaking a deal

Private Money Lending Florida To Help You Invest In Real Estate

If you want to fix, flip, build or buy your next big property investment, you will want a loan to leverage your cash on cash returns. When trying to acquire more conventional financing, it can take longer to secure the capital you need and banks won’t lend on properties not in livable condition. Hard money lenders Florida are ideal for real estate investors and can offer a very fast purchase from contract signing.

With a hard money loan from a private money lending Florida, the risk for you and the lender can be minimized. This means that you can focus on doing what you do best and not lose sleep over a lack of financial backing. Your equity dollars can buy you 5-10x more house(s). You no longer need to stop your marketing for that next great deal until your current property sells. So, get the best private money lending Florida on your team, and turn your property ambitions into a reality!

Villa House Model and keys

Why Use A Florida Hard Money Lender?

Private money lending Florida are people or organizations that provide business purpose investment loans to a person or entity. The only difference is that private money lenders stipulate their own terms when it comes to settling a financial agreement.

Private money lending Florida are usually very creative when it comes to their lending terms. This means less paper work and tax returns are not required and you don’t need to jump through tons of hoops to get financed, especially when you borrow repeatedly

A private loan allows for more flexibility if you can assure your private money lender in Florida of the project’s profitability. So, not only will you get your money faster but you’ll get a better deal as well!

What Services Does Gauntlet Offer?

Gauntlet’s Private Money Lending Services in Flordia

At Gauntlet, we offer several types of loan programs so that you can get the financing you need for your next big investment.

New Construction Loans

If you are looking to build a home from the ground up, then our new construction loans might be the perfect fit for you. This loan typically covers all the costs of building a new home and is ideal for sub-diving land and building.

This loan will cover the following:

  • The land on which you will build the home.
  • The construction company’s labor and fees.
  • Material costs.
  • Home and roof framing costs.
  • Homebuilding costs.
  • The cost of all construction permits.

If you are a contractor, builder and a rehab real estate investor looking to take the next step. perfect financing option for you. These loans work great if you are looking to flip the properties or rent them out after building.

This option will give you access to fast comprehensive financing that is both flexible and convenient. Experience is what counts for this type of financing. For our best terms we would like to see previous ground up experience, but can work with real estate investors with other and similar experience.

Rental Loans

If you are a real estate investor looking to grow your property investment portfolio, then a hard money rental loan might fit your needs. Rental loans are long-term asset-based loans given to real estate investors that invest in stabilized properties or have just renovated a home using one of our other loan products like our Fix and Flip loan

Rental loans are commonly known as investor loans, landlord loans, or DSCR loans. No matter what you choose to call them, they can help you to expand your real estate investing profile in no time. If you really want to capitalize on the rental market, then this is an excellent way to go about it.

The best candidates for rental loans are:

  • Fix-and-flippers who want to keep the property after they renovate them to increase their rental portfolio.
  • Current landlords who want easier ways to qualify for additional properties or exceed 10.
  • Clever people who want to take advantage of this tax advantages stream of income.

To qualify for a rental loan, you will fair or better credit and a rentable property.

Bridge Loans

Bridge loans are one of the most popular loans that a private money lending Florida offer to clients. Why? Because no one wants to be held back from investing in new property by renavated home that didn’t sell yet when a new opportunity presents itself. Any fix and flipper will agree that extra liquidity is never a bad thing when trying to get out of a tough financial spot.

In other words, if your former fix-and-flip property hasn’t sold yet, don’t stress – there’s an easy solution!

Bridge loans are short-term loans that secure financing for investors when they need more capital for new opportunities.

Fix and Flip Loans

Fix and flip loans (sometimes called rehab loans) are usually given to real estate investors that want to purchase a distressed property in a fast time frame or a property that is going to undergo renovations or expansions. Usually, the goal of these purchases is to renovate and repair the property within a short amount of time.

Fix and flip loans are especially geared to properties that are foreclosed, inherited, needs a short sale, pre-foreclosure, have violations, back taxes, or have large deferred maintenance. These loans allow you to close fast and provide the liquidity to help with the renovations.

Fix and flip loans are work best when buying discounted propereties where the renoavation adds enough value so that the finished value has a large equity cushion . These rehab loans work great regardless of if the real estate investor’s planned exit is a sale or refinance.

The BRRRR method

We use the BRRRR method to enable property investors to buy, rehab, rent, and refinance a property, and then do it all over again. This is typically done by combining our Fix and Flip loan to bring the property to its ARV, after repair value, then refinancing using that higher value into a rental loan at very low interest rates

The BRRRR method will allow you to make a passive income, increase your rental portfolio, increase your equity during the rehab process, and repeat the process as long as you’re able to.

This method can help you to acquire and build a portfolio of cash-flowing properties with little or no additional capital after purchasing the first investment property. You won’t have to wait to save up the down payment and repair capital for each property. Instead, you can save up for it for the first property and use the money from the refinance for future purchases.

Why Choose Gauntlet for Your Private Money Lending Florida?

 

When perusing different private money lending Florida or hard money lenders in Florida, you will see that most of them don’t offer a wide range of financing options.

 

This is what separates Gauntlet Funding from its competitors.

With more than 30 years of management experience under our belt, we can offer you any hard money financing solution you need to see your business thrive. Our experienced and knowledgeable industry professionals specialize in direct private money lending Florida and distressed asset financing.

Whether you flip residential properties or are more interested in the mixed use or multifamily market, we have financing solutions fit for any investor. Real estate professionals, experienced investors and flipping enthusiasts that are just starting out can all benefit from our extensive range of loan options.

Gauntlet Funding is a direct private money lending Florida and not a broker which means you can always rely on our expert advice, quick decisions, and fast closings!

Why Choose Us for Your private money lending Florida Financing?

We help people all over when it comes time to buy a new property. Our industry professionals are knowledgeable and experienced and specialize in distressed asset financing and direct private lending. As a multi-million dollar-backed investment company, we work directly with our clients rather than sending a 3rd party of middleman to help make decisions. We are personally invested in every private money lending Florida we offer and want to see all our clients succeed in their adventures.

The beauty of private money lending Florida is that you can get access to cash much faster than if you went to a traditional bank or national institution. We also work with unconventional borrowers dealing with high-risk loans, and we are confident we can find a solution to all your needs. If none of our programs or investments work for you, we are happy to deploy one of our agents to customize a loan that is ideal for whatever you plan to do. Contact Gauntlet Funding today to learn more about how we can help make your dreams come true.

Why Choose Us for Your private money lending Florida Financing?

We help people all over when it comes time to buy a new property. Our industry professionals are knowledgeable and experienced and specialize in distressed asset financing and direct private lending. As a multi-million dollar-backed investment company, we work directly with our clients rather than sending a 3rd party of middleman to help make decisions. We are personally invested in every private money lending Florida we offer and want to see all our clients succeed in their adventures.

The beauty of private money lending Florida is that you can get access to cash much faster than if you went to a traditional bank or national institution. We also work with unconventional borrowers dealing with high-risk loans, and we are confident we can find a solution to all your needs. If none of our programs or investments work for you, we are happy to deploy one of our agents to customize a loan that is ideal for whatever you plan to do. Contact Gauntlet Funding today to learn more about how we can help make your dreams come true.

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    Need more information? Give us a call at (917) 397-3851.